The 1099 family: which forms you may receive

The 1099 forms report income other than wages. This guide explains the common ones and how to keep them together.

Guide · Version 2 · 2 min read · Reviewed by Meridian Review Team · Sep 15, 2026

Why there are several

"1099" is a family of forms. Each reports a different kind of income from a different payer.

Common forms

  • 1099-NEC: payments for work you did as a contractor.
  • 1099-K: payments collected through a payment app or marketplace.
  • 1099-INT and 1099-DIV: interest and dividends from banks and investment accounts.
  • 1099-R: distributions from a retirement account or pension.
  • 1099-G: certain government payments.

Keep them together

  • Put every 1099 for the year in one folder, paper or digital.
  • Do not wait for the last one. Some payers send late, so upload as you receive them.
  • Keep your own records of income even when you did not get a form. A missing form does not make income disappear.

Check each form

  • The year, your name and the payer's name are right.
  • The form is complete, including any second page.

Not sure what a form is?

Send it to your preparer through the secure portal and they will classify it. The hub explains document types in general only.